Ethical Guidelines for Muslims in Business
By Dr. Rafik Issa Beekun
Some general guidelines govern the Islamic code of ethics with relation to both
one’s daily life and business conduct. Muslims are required to behave
Islamically in their business dealings because Allah Himself is witness to their
In whatever business you may be, and whatever portion you may be reciting from
the Quran and whatever deed you (mankind) may be doing - We are Witnesses
thereof when you are deeply engrossed therein. (Quran-10:61).
Here are some key business principles that Muslims should follow.
• Be Honest and Truthful. Honesty and truthfulness are qualities which a Muslim
businessman should develop and practise himself. Truth, for example, has a
self-reinforcing effect. In a hadith reported in Sahih al Bukhari:
The Prophet (peace be upon him) said, “Truthfulness leads to righteousness, and
righteousness leads to Paradise. A man continues to tell the truth until he
becomes a truthful person. Falsehood leads to al fujur (i.e., wickedness,
evil-doing), and al fujur (wickedness) leads to the Hell Fire, and a man may
continue to tell lies till he is written before Allah, a liar.
Honesty is especially important for Muslim business persons. The need to make a
profit and the temptations to enhance the attributes of their product or service
during a sales pitch may distract them to exaggerate. This is why the Prophet
The merchants will be raised on the Day of Resurrection as evil-doers, except
those who fear Allah, are honest and speak the truth.
• Keep Your Word. In a hadith narrated by Abu Hurayrah, the Prophet is reported
to have said:
The Prophet (peace be upon him) said, “If you guarantee me six things on your
part, I shall guarantee you Paradise. Speak the truth when you talk, keep a
promise when you make it, when you are trusted with something, fulfill your
trust, avoid sexual immorality, lower your eyes, and restrain your hands from
• Love Allah More Than Your Trade. We must love Allah even if we have to
sacrifice everything else. Allah warns in the Qur’an,
Say, “If it be that your fathers, your sons, your brothers, your mates, or your
kindred; the wealth that you have gained; the commerce in which you fear a
decline; or the dwellings in which you delight - are dearer to you than Allah,
or His Messenger, or the striving in His cause - then wait until Allah brings
about His Decision: and Allah .guides not the rebellious. ( Quran-9:24).
• Be Humble in how You Conduct Your Life. Muslims must not lead a life of
extravagance, and must exhibit good-will in any transactions among themselves.
O you who believe! Eat not up your property among yourselves in vanities: but
let there be amongst you traffic and trade by mutual good-will: nor kill (or
destroy) yourselves: for verily Allah has been to you Most Merciful. (
• Use Mutual Consultation in Your Affairs. In describing the characteristics of
those who will receive higher and more permanent gifts from Him, Allah stresses
the importance of consultation.
Those who hearken to their Lord: and establish regular prayer; who (conduct)
their affairs by mutual consultation, who spend out of what we bestow on them
for sustenance. (Quran-42:38).
• Do Not Deal in Fraud. Businessmen should avoid duplicity. They should treat
others in the same righteous and fair manner that they themselves would like to
Woe to those that deal in fraud those who when they have to receive by measure
from men exact full measure. But when they have to give by measure or weight to
men give less than due. Do they not think that they will be called to account?
• Do Not Bribe. Businessmen may sometimes be tempted to offer bribes or baqshish
in order to persuade another party to give them special favours or to allow them
to get away with dishonest practices. The practice of bribery is forbidden in
The Apostle of Allah (peace be upon him) cursed the one who bribes and the one
who takes bribes.
• Deal Justly. The general principle that applies across all transactions
including those pertaining to businesses is that of justice or adl. Allah
emphasizes this point in the Qur’an:
Deal not unjustly, and you shall not be dealt with unjustly. (Quran:2:279).
(Source: Islamic Business Ethics by Dr. Rafik Issa Beekun)